We understand how important it is to keep your belongings safe. That's why we've partnered with the University of Surrey to provide you with contents insurance during your stay. Request your policy schedule by completing the form below. You can also consider the optional covers for items like laptops, phones and valuables taken out of the room.
1. Entrants must provide their email address when entering the competition
2. All entries must be received no later than 31st October 2024.
3. Only one entry per person.
4. Only online entries to the competition page will be accepted.
5. The competition is open to students in full or part-time education in the UK.
6. This competition is not open to employees or contractors of UK & Ireland Insurance Services (Online) Limited and their families.
7. All valid email addresses will be entered into a draw.
8. The winner will be randomly selected on or around the 01st November 2024.
9. UK & Ireland's decision is final and no correspondence will be entered into.
10. The winner will be contacted within 15 days of the competition draw date, using the email address they entered.
11. The winner is required to respond to the notification of winning, within 30 days of receipt, in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.
12. The winner will receive £500. This amount is based on the estimated cost of one terms rent. The prize must be taken as stated and cannot be deferred.
13. The prize will be paid by cheque, the cheque being made out to the winner only.
14. If the cheque is not cashed within 6 months of its date, the cheque will be cancelled. In this event, the competition will be deemed to be null and void and no further cheque will be written.
15. There will be no prize alternatives.
16.Entrants will be deemed to have accepted these rules and to agree to be bound by them when entering this competition.
17.Entrants must supply full details as requested, and comply with all rules to be eligible for the prize.
18. UK & Ireland Insurance Services (Online) Limited is promoting this competition.
19. UK & Ireland Insurance Services (Online) Limited reserves the right to cancel the competition at any stage, if deemed necessary in its opinion, and if circumstances arise outside of its control.
The information collected from you will only be used for the purpose of processing your application, managing your account and to update you about similar products and services offered by UK & Ireland Insurance Services (Online) Limited.
Information we collect about you will not be disclosed to any third party without your prior consent or the requestors’ demonstrated legal authority to receive it.
You have the right to access your information at any time to check whether it is accurate and up to date. (We charge £10 for information requests). If you wish to access any information we hold about you contact us in writing at the following address: Data Protection Officer, UK & Ireland Insurance Services (Online) Limited, The Stables, Old Co-Op Yard, Warwick Street, Manchester, M25 3HB.
Your possessions are insured inside of your accommodation for up to £10,000 in total; if you are registered as disabled or you live with a partner and/or children cover is extended to £12,000. In addition a further £2,500 cover is provided for computer equipment (including laptops and tablets within your accommodation); if you are registered as disabled cover is extended to £4,500.
Important: You may need to extend the basic policy cover to protect your valuable items such as your mobile phone, iPod, bicycle etc if you are taking them out and about (travelling to and from university).
We strongly recommend that you read the policy wording document to see a full list of the terms and conditions that apply to your policy with us. These can be downloaded from the Policy Documents tab.
The following categories of items are subject to a maximum amount payable during the period of insurance.
You must, at all times, take all reasonable steps to prevent accidents, loss and damage.
To start the claims process, please complete the correct Claims Form provided below. Before submitting your claim, please read your policy schedule to make sure you are covered and have a valid claim.
Fill out the online claims form here: Make a claim.
Phone: 0161 974 1101
Post:
Cover4students Claims Team,
Stream Claims Services,
Copthall House,
King Street,
Newcastle under Lyme,
ST5 1EL.
If you have a valid claim, complete appropriate claim form and return it along with:
All claims for theft or loss must be reported to the police.
Our range of top-ups allows you to insure the items that are most important to you. By offering a range of top-ups you have the flexibility to choose the covers that are most important to you, whether that is to add cover for a mobile phone or musical instruments or you just want cover for items outside your accommodation we have an option to suit you. The additional cover options available are listed below:
Policy Benefit | Included | Upgrade up to |
Computer Equipment | £2,500 | £4,500 |
Course Fees and Rent Cover | No | £20,000 |
Accidental Damage To Landlords Property | Tenant's Liability | No | £10,000 |
Mobile Phones | Anywhere in the UK (plus up to 60 days Worldwide) | No | £1,500 |
Pedal Cycles | Anywhere in the UK (plus up to 60 days in Europe) | No | £3,000 |
Photographic Equipment | Anywhere in the UK (plus up to 60 days Worldwide) | No | £5,000 |
Musical Instruments | Anywhere in the UK | No | £3,000 |
Specified Items | Anywhere within the UK (plus up to 60 days Worldwide) | No | £3,000 |
Unspecified Items | Anywhere within the UK (plus up to 60 days Worldwide) | No | £4,000 |
Please note that your policy will expire when you move out of your student accommodation or when your Master Policy expires, whichever is sooner. Any extensions you make will also expire with the Master Policy.
In order to help you decide if you need to top up your cover, we have devised a few standard questions:
It is important that you understand that when you extend your cover you are taking out an individual insurance policy in addition to being covered under your University’s/Accommodation Provider’s Block Halls insurance policy.
If you are a student at the University of Surrey but won't be living in accommodation managed by them this year, you won't be covered by this scheme.
However, we're offering a 10% off our Student Possessions Insurance for University of Surrey students who are living in private accommodation. Just click on the link below where the 10% discount will be applied:
If you're a former University of Surrey student or have graduated and would still like cover for your personal possessions and contents, we can also offer 10% off our tenant insurance. Just click the link below for a quote, the discount will be applied automatically:
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